XBills puts an AI in your corner to claw back the money companies quietly keep: denied insurance claims, wasted subscriptions, and overcharged bills. Pick what is costing you.
Drop your denial letter. We read it, tell you plainly what to do, write the winning appeal, and can file it as your representative. About half of appeals succeed, and almost nobody files.
Paste a card statement. We find every recurring charge and forgotten subscription, then hand you the cancel steps and ready-to-send messages. Parsed privately, in your browser.
Hospital and medical bills are riddled with errors and inflated charges. Drop yours and we will spot the overcharges, benchmark a fair price, and negotiate it down. Same dropzone, same engine.